I was almost scammed today.  The person said her name was Christine Williams with Equimark Lending Group and that I had been approved for a loan of $15,000.  I had recently applied on-line for a loan of this amount and thought that this was legit, but I decide to research the company due to today's world and the scammers out there.  THANK GOD I DID!!! The first site I came across was this one, and it has saved me $1210!!!  The woman said that I needed a security deposit that would be fully refunded after I made 2-4 payments on time.  It just did not sound right.  Also, she wanted me to fax or mail a voided check so that the money could be direct deposited into my bank account.  What a bunch of crap!!!  These people are taking advantage of people who are already having a hard time.....I am reporting them to the BBB and the FBI....together we can stop them!!!! Sorry to all those who have been taken.